Signature Small Business Loans offers flexible credit to small businesses across the United States, allowing them to take advantage of opportunities previously only available to their larger peers. From placing larger stock orders to bridging cashflow gaps, finance helps power our customer's growth.
We launched Signature Small Business Loans in 2015 and we are rapidly growing into one of America's leading small to medium sized business lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. That means we offer instant decisions and have no upfront fees, no lengthy forms and no long-term commitments.
Most importantly technology has allowed us to build a revolutionary risk model that understands any small business based on its trading data. Take an online retailer for example - analysing customer feedback scores, seasonal trends and profit margins helps us to predict the company's future health. In fact we look at thousands of data points for every applicant to make fair lending decisions, instantly.
That’s enabled us to say “yes” more often and faster than traditional lenders. And that lets owners spend their time where it should be—on growing their business, not seeking financing.
Our Core Principles
Offering Responsible Business Loans: We are committed to building a sustainable and scalable model of small business financing that does not require public support or subsidy and that enables small businesses to grow and thrive.
Providing Truthful, Transparent, and Complete Information: We are committed to ensuring that our small business customers are provided truthful, transparent, and complete information about our loans so that they can make prudent and informed decisions.
Enhancing the Customer Experience: We are committed to ensuring that all aspects of a customer’s Signature Small Business Loans experience meet the highest standards of service excellence.
Respecting Our Customers: We are committed to serving as a trusted partner, promptly and fairly responding to inquiries, and treating our small business customers with respect in all matters.
Focusing on Privacy and Data Security: We are committed to ensuring the privacy and security of our small business customer’s information, and providing transparent disclosure of how borrower information is used.
Living by Our Signature Small Business Loans Values: We are committed to attracting and retaining the best team of professionals in the industry.